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The Ramsey Show

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The Ramsey Show

Dave Ramsey

Take control of your life and money once and for all. The Ramsey Show offers up straight talk from Dave Ramsey and his team of co-hosts. Millions listen in as callers from all walks of life learn how to get out of debt and start building

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for the future. For more information, visit www.ramseysolutions.com.

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  1. 793What if My Loans Have 0% Interest? (Hour 3)Rachel Cruze answers your questions and discusses: "Should we buy land before or after leaving the military?" Paying extra on the house vs. saving for a new house, from the blog: How to Pay Off Your Mortgage Early, Travel spending: what conveniences are worth it? from the blog: Travel Hacks That Will Save You Money, "How do I pay off credit cards I haven't paid on in years?" "Pay off small loans first even if they have 0% interest?" "Should we put our whole budget on autopay?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices38 min
  2. 794Real Estate Investing Is Hard Work, Not “Passive Income” (Hour 2)Rachel Cruze and her husband, Real Estate expert Winston Cruze answer your questions and discuss: How real estate investing is awesome but it's not "passive" income, from the blog: How to Invest in Real Estate, "Are quadplexes a good investment?" "I have $250k to invest; should I buy real estate or other investments?" The riskiness of multi-family investment groups, "How do I best invest the profits of a house sale?" Support Our Sponsor: NetSuite BetterHelp Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices38 min
  3. 795Are We Heading Toward a Recession? (Hour 1)Rachel Cruze answers your questions and discusses: "Should we put money into my father's house or save for our own house?" "How should I budget money I make from surrogacy?" Knowing which debt to tackle next,  from the blog: How the Debt Snowball Method Works, Are we heading toward a recession? "Is debt-consolidation the right option for us?" from the blog: What Is Debt Consolidation? Support Our Sponsor: Zander Insurance DreamCloud PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices38 min
  4. 796It’s Not a Dream Car if You Have To Go Into Debt for It (Hour 3)Dave Ramsey & Jade Warshaw answer your questions and discuss: "Is a 529 always the best option?" "Should I go into debt to buy a car?" "How can we catch up on investing?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices38 min
  5. 797Investing To Be Able To Retire Early (Hour 2)Dave Ramsey & Jade Warshaw answer your questions and discuss: "I lost my dream car on a game show!" "How should I invest if I want to retire early?" "Where does my HUD loan fit in the Baby Steps?" "What are my next steps after my wife died?" "What should I do with $125K in the bank?" "Is our rental holding us back?" "Which retirement option is best for me?" Support Our Sponsor: PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices38 min
  6. 798Tips for First-Time Home Buyers (Hour 1)Dave Ramsey & Jade Warshaw answer your questions and discuss: "What should I do with $100k in savings?" Tips for first-time home buyers, "Do I make enough working at a non-profit?" Doing an interest-rate buy-down, "How much of our inheritance do I owe my sister?" "Should we use our house as a rental when we move?" "Our homeowner's insurance went up $4k! " Support Our Sponsor: Churchill Mortgage BetterHelp Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices39 min
  7. 799This Is an ADD Plan… You Need To Focus! (Hour 3)Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I go directly into business or get a degree first?" Why you need to slow down and focus when starting a business, "We're living in a camper with 2 kids and a dog..." "My investments are shrinking, what can I do?" "Taking out a personal loan to fix the car" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices38 min
  8. 800Are You Going To Lose Your House Over a Steak You Put On Credit?! (Hour 2)Dave Ramsey & Jade Warshaw answer your questions and discuss: "How do I set myself up for success?" Stay away from the new Aven credit card (aka HELOC), "Is this real estate deal too good to be true?" Where to save for college. Support Our Sponsor: BetterHelp Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices38 min
  9. 801I Feel Guilty Spending Money Even Though We’re Debt-Free (Hour 1)Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I take a partial lump sum when I retire?" "I'm debt free but feel guilty spending money", Student loan repayments resuming soon, The best options to grow wealth. Support Our Sponsor: DreamCloud Zander Insurance PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices38 min
  10. 802How Do I Get Started Investing and Building Wealth? (Hour 3)George Kamel & Rachel Cruze answer your questions and discuss:   "Should I increase my emergency fund for inflation and potential layoffs?" "How do I start investing at a young age?" "I'm $200k in consumer debt. Should I declare bankruptcy?" "Put my TSP in a Roth or traditional account?" "Should we use some of our emergency fund for investing?" "My mom gifted me my sister's car but still wants me to make payments..." Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices39 min
  11. 803Why Home Ownership Will Make You Wealthy (When You’re Ready) (Hour 2)George Kamel & Rachel Cruze answer your questions and discuss:   "What should I do with inherited homes?" Why home ownership will make you wealthy (when you're ready), "Where should I put extra savings?" from the blog: What Is a High-Yield Savings Account and Do I Need One? "Should I pause retirement to refill the emergency fund?" Buying a fixer-upper vs. move-in-ready home. Support Our Sponsor: Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices38 min
  12. 804Should We Sell Our House and Live in a Camper? (Hour 1)George Kamel & Rachel Cruze answer your questions and discuss:   "I feel guilty about my line of work; should I look for another job?" "Should we sell our house and live in a camper?"  Selling a rental property to pay off the house, "Pay off student loans or invest with my savings?" "Can I use a virtual debit card to pay off a bill in collections?" "Should we build a house now or save up more?" Support Our Sponsor: Christian Healthcare Ministries PODS Moving & Storage NetSuite Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices39 min
  13. 805I Make Six-Figures but Live Paycheck-to-Paycheck (Hour 3)Dave Ramsey & George Kamel answer your questions and discuss: "I make six figures and live paycheck-to-paycheck", "Should we take higher-paying jobs we enjoy less to pay for our kids' school?" Moving to be closer to a job, "I enjoy my job but have an offer that pays more" Buying a car. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices38 min
  14. 806How To Budget on Irregular Income (Hour 2)Dave Ramsey & George Kamel answer your questions and discuss: "Can I use a HELOC as my primary mortgage?"  How to budget commission checks, from the blog: How to Budget With an Irregular Income, "I'm 59 years-old with $258k in student loans", "Should I pay off the house if I'm about to get married?" Support Our Sponsor: Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices39 min
  15. 807What the Fed Raising Rates Means for Your Money (Hour 1)Dave Ramsey & George Kamel answer your questions and discuss: Saving for a house during the Baby Steps, from the blog: How to Save for a House, Going on a family trip while paying off debt, How the Fed raising interest rates affects your money, "Is it fair for me to ask my wife to help pay off my debts with me?" Dealing with a convoluted estate from a deceased relative, "Should I invest in mutual funds or real estate?" Support Our Sponsor: NetSuite BetterHelp PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices39 min
  16. 808Navigating Money and Family (Hour 3)Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should my brother take over dad's finances?" A high school senior who breaks U.S. record with 125 college offers, $9 million in scholarships, from the blog: Break the Chains of Student Loans, "I'm scared of buying a house..." "Should I pay off student loans or put money in a high-yield savings account?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices39 min
  17. 809When Does It Make Sense To Refinance Your Mortgage? (Hour 2)Dave Ramsey & Jade Warshaw answer your questions and discuss: Helping an adult child with emergency medical bills, Knowing when it makes sense to refinance a mortgage, from the blog: Should I Refinance My Mortgage? Trying to sell a camper to family, "Should I buy a new car of pay off my house?" Support Our Sponsor: BetterHelp Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices38 min
  18. 810Can We Afford an Investment Property? (Hour 1)Dave Ramsey & Jade Warshaw answer your questions and discuss: "We're $900k in debt", "When can we afford to buy a third rental?" from the blog: How to Invest in Real Estate, "Should I invest in my employer's 401(k) or a Roth IRA?" from the blog: How to Plan for Retirement, "I'm 10k upside down on my car", "Should I sell my condo to save for a house?" "Take out a loan to get by for the next two years?" Support Our Sponsor: PODS Moving & Storage Zander Insurance Churchill Mortgage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices38 min
  19. 811You Can’t Change Your Relative’s Mind (He’s a Professional Doob) (Hour 3)Dave Ramsey & Dr. John Delony answer your questions and discuss: "Should I buy into my company?" Dealing with a relative who is aggressively pro-debt, "I'm scared to invest in the stock market", How much to spend buying a house in cash. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices38 min
  20. 812Pay Off My House Early Even if I Have a Low Interest Rate? (Hour 2)Dave Ramsey & Dr. John Delony answer your questions and discuss: Teaching kids to manage money well, "Should I pay off my house early even if I have a low interest rate?" "My father-in-law keeps asking to borrow money" "My ex-wife doesn't want to sell the house" Support Our Sponsor: NetSuite Christian Healthcare Ministries Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices39 min
  21. 813Here Are the Facts About the Bank Failures (Hour 1)Dave Ramsey & Dr. John Delony answer your questions and discuss: "Should I move to be closer to my son?"  Here are the facts about the bank failures and why fear is contagious, "My husband and I disagree on buying a new car", How to handle debt in collections, from the blog: How to Deal With Debt Collectors When You Can’t Pay Support Our Sponsor: DreamCloud PODS Moving & Storage Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices38 min
  22. 814My Employer Requires That I Use Credit Cards (Hour 3)Dave Ramsey & Dr. John Delony answer your questions and discuss:   "My employer requires that I use credit cards", "Sell a paid off vehicle to pay off another vehicle?" Living paycheck-to-paycheck vs. having a zero-based budget, from the blog: How to Create a Zero-Based Budget, " I'm having to pause my investing, what do I do?" "Fiancee and I are $180k in debt" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices39 min
  23. 815Paying Off Your House Is a Great Forced Savings Plan (Hour 2)George Kamel & Dr. John Delony answer your questions and discuss: "Should we still pay off our house if we're planning to move?" from the blog: How to Pay Off Your Mortgage Early, "How do I get my wife on board with the Baby Steps?" How sports betting is the new oxycontin, "Should I start an e-commerce business to get out of debt?" Support Our Sponsor: PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices38 min
  24. 816Are Tipping Screens Emotional Blackmail? (Hour 1)George Kamel & Dr. John Delony answer your questions and discuss: "Should I move back in with my parents to go to school?" Tipping screens on self-checkout machines, "How can I earn passive income while pursuing a career in the arts?" Support Our Sponsor: Zander Insurance Churchill Mortgage BetterHelp Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices39 min
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