
The Ramsey Show
Take control of your life and money once and for all. The Ramsey Show offers up straight talk from Dave Ramsey and his team of co-hosts. Millions listen in as callers from all walks of life learn how to get out of debt and start building
See more
for the future. For more information, visit www.ramseysolutions.com.
Channels
Older episodes
- 721You’ll Never Succeed if You Can’t Build Trust (Hour 3)Rachel Cruze & Dr. John Delony answer your questions and discuss: Dr. Henry Cloud on Trust: Knowing When to Give It, When to Withhold It, How to Earn It, and How to Fix It When It Gets Broken, "How do I get my money on track as I'm expecting my first child?" "Should I pull from my Roth IRA to pay off debt?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 722NEVER Say These Things to Your Spouse About Money (Hour 2)Rachel Cruze & Dr. John Delony answer your questions and discuss: What to do when you're underwater on your car, from the blog: How to Get Out of a Car Loan, How to get on the same page as your spouse (and 10 things you should NEVER say), from the blog: How to Talk to Your Spouse About Money, "Should I contribute less to retirement to save up for a house?" Budgeting on an irregular income, "Did I mess up by paying off my house too early?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 723Can I Catch Up on Investing if I Started Late? (Hour 1)Rachel Cruze & Dr. John Delony answer your questions and discuss: "Should we stay in a paid for townhome?" "I feel like I'm behind on investing" from the blog: Fastest Ways to Catch Up on Your Retirement Savings, "Should we still sell our house?" Being a blessing to your kids vs. enabling them, How to use a large life insurance payout. Support Our Sponsor: NetSuite PODS Moving & Storage Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 724Should We Buy Land Right Now? (Hour 3)Ken Coleman & Rachel Cruze answer your questions and discuss: "Should we buy land for our son and leave it to him in the future?" Investing as a recent college graduate, "Should we file bankruptcy?" "How should I invest $20k?" "Is college worth it for me?" Working with a spouse on the budget. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 725Should I Pull From My 401(k) To Pay Off My House? (Hour 2)Ken Coleman & Rachel Cruze answer your questions and discuss: "Should I pull from my 401(k) to pay off my house?" "Is it financially safe for me to retire?" "Should I stay in the military?" "How big should my emergency fund be?" Support Our Sponsor: PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 726My Boyfriend Co-Signed on His Ex-Girlfriend’s Student Loans (Hour 1)Ken Coleman & Rachel Cruze answer your questions and discuss: "My boyfriend co-signed on his ex-girlfriend's student loans", "Should I buy solar panels so I can own my own electricity?" Paying off a vehicle, "Should I wait for the housing market to cool?" Support Our Sponsor: Churchill Mortgage Zander Insurance DreamCloud Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 727Husband Is Secretly Using Our Savings for Drugs (Hour 3)George Kamel & Jade Warshaw answer your questions and discuss: "My husband has been secretly spending our emergency fund on drugs...", What the FDIC means for the average person, from the blog: Why Your Money Is Safe in a Bank: A Look at FDIC Insurance and What It Covers, "Should I keep dating a guy who has a lot of debt?" Shifting from intensity to intentionality. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 728You Need To Get Your Butt in Gear! (Hour 2)George Kamel & Jade Warshaw answer your questions and discuss: "Should I file for bankruptcy?" "I got a car lease from my parents - should I keep it?" "Does a company match count toward my 15%?" from the blog: Should I Take My 401(k) Company Match? Saving for a home. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 729Ramsey Rant: Apple Is Becoming a Digital Payday Lender! (Hour 1)George Kamel & Jade Warshaw answer your questions and discuss: Balancing part-time work, a mountain of debt, and pursuing a dream career "Apple Pay Later" and why Apple doesn't give a rip about your financial health. from the blog: Buy Now, Pay Later? Why Installment Payment Plans Are Hurting Your Wallet, "We have buyer's remorse after buying our house" "How much should we spend on a car?" Support Our Sponsor: Zander Insurance PODS Moving & Storage Churchill Mortgage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 730My Stepson Keeps Asking Me for Money To Pay His Bills! (Hour 3)Dave Ramsey & Ken Coleman answer your questions and discuss: Moving after having just started a new job, "My stepson keeps asking me for money to pay his bills," "Should we use a cash balanced pension?" "Can I quit-claim deed my timeshare?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 731Your Income Is Your Greatest Wealth-Building Tool (Hour 2)Dave Ramsey & Ken Coleman answer your questions and discuss: "I'm hesitant to go into the family business..." "Should I move my 401(k) to a Roth?" Whether or not to pause tithing while paying off debt. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 732This Is What Comes From Participation Trophy Culture! (Hour 1)Dave Ramsey & Ken Coleman answer your questions and discuss: "Should we purchase rental property?" "How can I budget on irregular income when I'm young?" "I have more money in the bank than FDIC covers" from the blog: Why Your Money Is Safe in a Bank: A Look at FDIC Insurance and What It Covers, Teaching kids about money, What to do with an inheritance, from the blog: What to Do With an Inheritance, Support Our Sponsor: Zander Insurance Churchill Mortgage PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 733You’re Headed for Stupidville… This Is a Weird Freaking Family (Hour 3)Dave Ramsey & Dr. John Delony answer your questions and discuss: "My husband is inheriting a house his ex-wife is living in..." "Should we use the 529 for private school or wait for college?" "How do I invest past the 401(k) max?" from the blog: How to Plan for Retirement Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 734Do I Need a Credit Card for International Travel? (Hour 2)Dave Ramsey & Dr. John Delony answer your questions and discuss: "Should I keep a credit card for traveling?" When to pay off the mortgage, from the blog: How to Pay Off Your Mortgage Early, "We are scared to spend our money" Support Our Sponsor: PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 735Your Husband Is a "Playa", and You Don’t Play Around With Your Home! (Hour 1)Dave Ramsey & Dr. John Delony answer your questions and discuss: Helping a loved one who is dealing with addiction and dysfunction, "My husband and I disagree on what to do with our house", "Should we pay off solar panels?" Support Our Sponsor: Churchill Mortgage DreamCloud Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 736How Do I Stick to My Budget? (Hour 3)Dave Ramsey & Rachel Cruze answer your questions and discuss: "How much should I spend on my side hustle?" Daymond John on learning to earn, "How much house can we afford?" The best way to invest for your kids. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 737I Hit Rock Bottom and Don’t Know What To Do Next (Hour 2)Dave Ramsey & Rachel Cruze answer your questions and discuss: "I hit rock bottom and don't know what to do next", Preparing to be a stay-at-home mom, "Can we afford a second home?" "We make $100k and can't seem to make ends meet", Why financial literacy education matters, "When should I buy my first house?" from the blog: How to Buy a House in 2023 Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 738Will We Ever See 3% Mortgage Rates Again? (Hour 1)Dave Ramsey & Rachel Cruze answer your questions and discuss: "Help! I'm struggling with budgeting", "Will we ever see 3% mortgage rates again?" from the blog: How to Buy a House in 2023, What to do with your money when the market is crazy, "My wife doesn't want to move for my new job" "Should I cash out an inherited IRA?" "How can I best invest for my kids?" Support Our Sponsor: PODS Moving & Storage Zander Insurance NetSuite Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 739I’m Scared for Y’all, This Is Freaking Insanity! (Hour 3)Dave Ramsey & Jade Warshaw answer your questions and discuss: "My wife is afraid of the debt payoff process" Paying for home repairs while paying off debt, Why you shouldn't take a job just for the 401(k) match, Why the best "debt relief program" is getting a job, "Our home is 40% of our take home pay" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 740Banks Aren’t Even Bashful About Screwing Their Customers! (Hour 2)Dave Ramsey & Jade Warshaw answer your questions and discuss: "I don't know what to do next", Why whole-life insurance sucks, from the blog: What Is Whole Life Insurance? "How can the FDIC afford to insure everyone's money?" from the blog: Why Your Money Is Safe in a Bank: A Look at FDIC Insurance and What It Covers. How Rocket Mortgage is screwing their customers. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 741Should We Be Worried About the National Debt? (Hour 1)Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should we be worried about the national debt?" "Can we use our paid off land as a down payment for a house?" Using savings to start a business, "I feel like our debt is never going to end" Support Our Sponsor: Christian Healthcare Ministries PODS Moving & Storage Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 742I Haven’t Gotten a Raise in 10 Years (Hour 3)Dave Ramsey & Jade Warshaw answer your questions and discuss: "I haven't gotten a raise in 10 years!" How do I invest the money for my mom's care?" "Should I go back to my old job to get overtime?" "What's the best way to use our stocks?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 743How Should I Invest My Money? (Hour 2)Dave Ramsey & Jade Warshaw answer your questions and discuss: "I drive Uber for work but need to sell my car", "How does capital gains tax work?" "Should I invest in company stocks?" "How do I budget getting paid 5 times a year?" "Can I afford a $130,000 car?" Support Our Sponsor: Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 744Help! I Put My Brother’s Business Debt Into My Name (Hour 1)Dave Ramsey & Jade Warshaw answer your questions and discuss: "I put my brother's business debt into my name", Setting up my will to protect your kids, "Should I keep my long-term care policy?" "How can I save for a house after graduating?" Support Our Sponsor: DreamCloud NetSuite PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Get the Pray app
Keep listening to The Ramsey Show on your phone, and pick up where you left off.