The Ramsey Show
Take control of your life and money once and for all. The Ramsey Show offers up straight talk from Dave Ramsey and his team of co-hosts. Millions listen in as callers from all walks of life learn how to get out of debt and start building
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- 601How & Why Married Couples Should Combine Finances (Hour 3)Dave Ramsey & Rachel Cruze answer your questions and discuss: "How can I teach my son about money when his biological father is terrible with money?" from the blog: 15 Ways to Teach Kids About Money, How a married couple should combine their money, "Should I do a cash-out refi?" from the blog: Cash-Out Refinance: How It Works and Is It Worth It? Do I need to set up a non-profit? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 602I Co-Signed on a House w/ My Ex & She Owes the IRS $100k! (Hour 2)Dave Ramsey & Rachel Cruze answer your questions and discuss: "Should I buy a house and rent it out to my parents so they can move closer?" "I co-signed on a house with my ex-wife and she owes the IRS $100k", from the blog: The Truth About Debt and Relationships, Setting up an estate for a loved one. from the blog: What Is Estate Planning and How Do I Get Started? Support Our Sponsor: Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 603What’s the Best Way To Buy My First Home? (Hour 1)Dave Ramsey & Rachel Cruze answer your questions and discuss: The best way to buy your first home. from the blog: Tips for First-Time Home Buyers, How Ramsey investing principles apply in foreign countries, "Should I ride out a 529 in this down market?", When it's ok to dip into the emergency fund, from the blog: 3 Questions to Ask Before You Use Your Emergency Fund, What to do with extra money in the bank. Support Our Sponsor: Christian Healthcare Ministries Churchill Mortgage PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 604It's Time To Stop Giving 70% (Hour 3)Dave Ramsey & Jade Warshaw answer your questions and discuss: When you should look for a new job because your boss won't give you a raise, How to have a buffer in your checking account when creating a zero-based budget, from the blog: How to Create a Zero-Based Budget "I have the money, but I'm scared to pay off my car early. What should I do?" from the blog: Should I Pay Off My Car Early? "My boss wants to sell me the company I work for but I don't have the money." from the blog: How to Buy a Business: 4 Questions You Need to Ask Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 605You're Limited By Your Own Mindset! (Hour 2)Dave Ramsey & Jade Warshaw answer your questions and discuss: How to make good long term decisions for your finances and career, from the blog: How to Change Your Money Mindset How your mindset is your greatest limiting factor, How to navigate life after losing a spouse, from the blog: Life Insurance Payout: How Does It Work? Where is the best place to save money while saving for a house? from the blog: Saving for a Down Payment Guide Why travel trailers lose so much money, What to do with company stocks when you have debt. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 606Stop Just Listening And Start Applying! (Hour 1)Dave Ramsey & Jade Warshaw answer your questions and discuss: How to handle business debt when tackling the Baby Steps, from the blog: Are Business Debt and Personal Debt the Same? When you should pause the Baby Steps and save up cash, from the blog: When to Pause Your Debt Snowball Why HELOC's do make you financially sophisticated, from the blog: HELOC: What Is a Home Equity Line of Credit? "Should we be content in our current home?" from the blog: How to Own Your Dream Home Should I use collector cars as assets for the future? Support Our Sponsor: NetSuite PODS Moving & Storage Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 607You Don't Need To Buy A House, You're Broke! (Hour 3)Kristina Ellis & Rachel Cruze answer your questions and discuss: How to pay a doctorate debt free, from the blog: How to Pay for College Without Student Loans The things you should take into consideration when moving across the country, from the blog: Ramsey Relocation Guide How you and your spouse can get on the same page with finances when living paycheck to paycheck, from the blog: Money and Marriage: 7 Tips for a Healthy Relationship "I feel like a hypocrite for taking out a mortgage" from the blog: How Much House Can I Afford? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 608College Is Worth It, Without The Loans (Hour 2)Kristina Ellis & Rachel Cruze answer your questions and discuss: What to do when you don't have the motivation to finish your degree, from the blog: Is College Worth It? What parent should do when it comes to paying for their kids college, from the blog: How to Pay for College Without Student Loans What to do with debt when finishing college, "Should I pull from my 401(k) to pay off student loans and remodel our home?" from the blog: The High Price of a 401(k) Withdrawal How you should handle whenever you and your spouse don't agree on finances, from the blog: What to Do When Spouses Don't Agree on Money Support Our Sponsor: PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 609You Can Have Financial Security When Changing Jobs (Hour 1)Kristina Ellis & Rachel Cruze answer your questions and discuss: The best way to pay off your house early, from the blog: How to Pay Off Your Mortgage Early When can you spend money on a side hustle, from the blog: How to Take Your Side Hustle Full Time How to become financially secure when switching careers, from the blog: How to Switch Careers When You're in Debt When you should start talking to your kids about money, from the blog: How to Talk to Your Kids About Money "Should I move off campus if I want to get a girlfriend?" How to separate assets with family. Support Our Sponsor: DreamCloud Zander Insurance Churchill Mortgage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 610Pay Off the House or Invest More? (Hour 3)Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I invest less to pay more on my house?" Getting rid of a car lease, Catching up on investing, Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 611We’re Not on the Same Page and Considering Divorce (Hour 2)Dave Ramsey & Jade Warshaw answer your questions and discuss: "We're in a financial mess, what can we do?", Gilbert & Michelle pay off $113,417 in 39 months! "My wife has $24K in debt that I didn't know about". Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 612Is the Money in My Savings Account Just “Melting Ice”? (Hour 1)Dave Ramsey & Jade Warshaw answer your questions and discuss: Dealing with family estate drama, When money in savings becomes like "melting ice", Retirement accounts, Join Jade's FPU Class! Dealing with increasing home insurance rates. Support Our Sponsor: Churchill Mortgage Zander Insurance PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 613How Do I Stay Motivated in the Baby Steps? (Hour 3)Dave Ramsey & Dr. John Delony answer your questions and discuss: Staying motived on your debt-payoff journey, Selling an investment property, Paying off debt during a layoff, Finding a good side hustle, Why Whole Life insurance sucks. from the blog: What Is Whole Life Insurance? Investing time in your kids. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 614Hot Water Heater Busted & My Emergency Fund Won’t Cover It (Hour 2)Dave Ramsey & Dr. John Delony answer your questions and discuss: "My hot water heater busted and my emergency fund won't cover it." from the blog: How to Keep 3 Common Home Repairs From Busting Your Budget "I'm having a hard time getting my wife on board with cutting up our credit cards", Using an inheritance to pay off a house, Investing more in the market while it's down. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 615How Can I Retire Early? (Hour 1)Dave Ramsey & Dr. John Delony answer your questions and discuss: The comfort crisis in America, Thinking through early retirement, from the blog: What Is the F.I.R.E. Movement? Paying off the house vs. saving for retirement, Selling a rental property while paying off debt. Support Our Sponsor: Zander Insurance PODS Moving & Storage Christian Healthcare Ministries Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 616HELOC vs. a New House/Mortgage (Hour 3)Dave Ramsey & George Kamel answer your questions and discuss: "Should we empty savings to pay off the house?" Home improvement loan vs. new mortgage, "Does a backdoor Roth IRA make sense for me?" from the blog: The SECURE 2.0 Act: Everything You Need to Know Saving for a house vs. focusing on investing. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 617My Wife and I Disagree on How To Pay Off Debt (Hour 2)Dave Ramsey & George Kamel answer your questions and discuss: "Should we buy a house if we're moving soon?" The best way to pull retirement funds, "My wife and I disagree on how to pay off debt", Chuck & Cindy do a powerful & emotional debt-free scream from the hospice bed, "Where does a 401(k) loan go in the debt snowball?" from the blog: How the Debt Snowball Method Works Support Our Sponsor: PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 61810 Things You Need To Know About the Secure Act 2.0 (Hour 1)Dave Ramsey & George Kamel answer your questions and discuss: Selling stocks to pay off the house, Dealing with buyer's remorse on a recent house purchase. from the blog: How to Keep 3 Common Home Repairs From Busting Your Budget 10 things you need to know about The Secure Act 2.0, "Should I tithe on my tax refund?" Support Our Sponsor: NetSuite Zander Insurance DreamCloud Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 619Don’t Be an Enabler When It Comes to Money (Hour 3)Dave Ramsey & Dr. John Delony answer your questions and discuss: "How can I help my in-laws who are being evicted?", "My mom keeps giving me money even though I know she has bad spending habit", "How do I get out of my 19% interest car loan?", "We haven't combined finances in 20 years". Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 620I Can’t Sleep Because of My Debt (Hour 2)Dave Ramsey & Dr. John Delony answer your questions and discuss: "I thought I would feel more peace in Baby Step 7", "I can't sleep because of my debt", How long to be gazelle intense, from the blog: Gazelle Intensity: Do You Have It? "My wife wants us to upgrade in home but I don't want to borrow more money for it", "Should I pay off my future wife's Parent PLUS loans when we get married?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 621Should I Put 20% Down on My Home? (Hour 1)Dave Ramsey & Dr. John Delony answer your questions and discuss: "How should I think through caring for a father who drank himself into disability?", "Should I put 20% down on my home?", from the blog: What Is Private Mortgage Insurance (PMI) and How Does It Work? "Should I use a HELOC to pay my student loans?", "What's the best way for me to save and invest money?" "Should we buy a house before we get married?" Support Our Sponsor: DreamCloud PODS Moving & Storage Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 622My Roommate Isn’t Paying His Share of the Rent (Hour 3)George Kamel & Kristina Ellis answer your questions and discuss: "My roommate isn't paying his share of the rent", George & Kristina read song lyrics Dave Ramsey from ChatGPT (lyrics below), How to get health insurance when your job doesn't provide it, from the blog: Health Insurance FAQs, Handling larger expenses in Baby Step 2, George tells his story. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 A Song About Dave Ramsey by ChatGPT Verse 1: He'll teach you how to save your cash And make your money grow, He'll show you how to live below Your means and let it flow. Chorus: Dave Ramsey, he's the man, With financial wisdom in his hand, He'll guide you through the ups and downs, On the road to financial soundness. Verse 2: He'll teach you how to pay off debt And not to live in fear, He'll show you how to invest For a future that is clear. Bridge: He's got a plan for you and me, To live a life of financial glee, So listen to his words of advice, And you'll be living the good life, twice. Outro: So take his advice and run, And you'll see the money come, Dave Ramsey, he's the man, With financial wisdom in his hand. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 623If You Can’t Afford It, It’s Not a Dream Home (Hour 2)George Kamel & Kristina Ellis answer your questions and discuss: "Do we rent in a bad area to save money?" Kristina's #FrugalFebruary challenge, Getting a good return out of an IRA, "Should we build credit to buy a house?" from the blog: The Best Way to Improve Your Credit Score, "My mom stole the money I had saved for a car". Support Our Sponsor: Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 624I Owe More on Student Loans Than My Mortgage! (Hour 1)George Kamel & Kristina Ellis answer your questions and discuss: When to pay off medical debt, from the blog: How to Ease the Burden of Medical Debt Super Bowl sports betting amid record inflation, Investing vs. paying off the house, "My boyfriend doesn't believe in the Baby Steps", What to do with money leftover in an ESA account. from the blog: ESA vs. 529: Which Is Better for You? Support Our Sponsor: PODS Moving & Storage Churchill Mortgage NetSuite Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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