The Ramsey Show
Take control of your life and money once and for all. The Ramsey Show offers up straight talk from Dave Ramsey and his team of co-hosts. Millions listen in as callers from all walks of life learn how to get out of debt and start building
See more
for the future. For more information, visit www.ramseysolutions.com.
Channels
Older episodes
- 553The Best Way To Do a Home Remodel (Hour 2)George Kamel & Kristina Ellis answer your questions and discuss: "How can I remodel my home without spending a fortune?" From the blog: What Are the Best Home Improvements to Boost Value? Update on Kristina's #NoSpendChallenge, "Do we need life insurance?" "How long should we save for a house?" From the blog: How to Save for a House Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 554What's the ROI of a College Degree? (Hour 1)Join the free Building Wealth Livestream Event on January 12th! George Kamel & Kristina Ellis answer your questions and discuss: "I'm late saving for my kids' college - what can I do now?" How to Pay for College Without Student Loans "My house burned down and friends raised $100k for me - how should I use it?" The ROI on college degrees (and why you shouldn't consider a student loan an "investment"), Cash-flowing a master's degree, Support Our Sponsor: Churchill Mortgage Zander Insurance PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 555JADE RANT: Your Stupid Car Payment Is Keeping You Middle Class! (Hour 3)Rachel Cruze & Jade Warshaw answer your questions and discuss: "Can we afford to buy a home this year?" from the blog: How Much House Can I Afford? Jade loses her mind over insane car payments and tells you what to do about it, "Should we change our investing strategy?" What to do when morning sickness affects your food budget. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 556Ignorance Is Not Bliss… It’s BROKE (Hour 2)Rachel Cruze & Jade Warshaw answer your questions and discuss: Why IRS debt always goes at the top of the debt snowball, Saving for college vs. paying off the house, from the blog: How Do I Save for Retirement, College, and Pay Off the Mortgage at the Same Time? Should you keep a secret separate bank account from your spouse just in case? What to do with profit from stocks, "Should I avoid buying a new house since I'm about to get engaged?" When and if you should sell a house to pay off debt, from the blog: Should You Sell Your Home to Knock Out Debt? "We're drowning in debt..." Support Our Sponsor: Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 557I Owe My Uncle $11K in Overdue Rent and He Isn’t Speaking to Me (Hour 1)Join the free Building Wealth Livestream Event on January 12th! Rachel Cruze & Jade Warshaw answer your questions and discuss: The struggles that women face around pink tax, "I owe my uncle $11k in overdue rent and he isn’t speaking to me", "I'm a domestic abuse survivor looking for a fresh start with money", "How can we grow our family without taking on more debt?" When you can go into "storm mode" while paying off debt (but why you shouldn't overdo it), Starting a business on maternity leave. Support Our Sponsor: PODS Moving & Storage DreamCloud NetSuite Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 558Pursuing a Career vs. a Job Just To Make Money (Hour 3)Ken Coleman & George Kamel answer your questions and discuss: How you can create margin and build wealth: Tune into Building Wealth Live Whether or not you should stay in a job where you feel undervalued, Avoiding debt-consolidation, Pursuing a career vs. a job to make money, "I want to leave my engineering job to be a plumber". Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 559Talk Me Out of Keeping My Car Loan… (Hour 2)Ken Coleman & George Kamel answer your questions and discuss: "I'm having a hard time finding my career path", Why whole life insurance sucks, from the blog: Term vs. Whole Life Insurance: What’s the Difference? "Talk me out of keeping my car loan..." Why people lie on their resumes (and why you shouldn't let self-doubt hold you back), Financially preparing for a baby. from the blog: Having a Baby? Don't Forget These Expenses Support Our Sponsor: PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 560No More Excuses, You CAN Build Wealth! (Hour 1)Join the free Building Wealth Livestream Event on January 12th! Ken Coleman & George Kamel answer your questions and discuss: "Should I buy a house right now or keep renting?" from the blog: Should I Rent or Buy a House? "What are guidelines about moving to a different states?" from the blog: How to Move to Another State Buc-ee’s is paying six-figures with no experience necessary, Whether or not to buy a fixer-upper, from the blog: Buying a Fixer-Upper Home: What to Know Support Our Sponsor: Zander Insurance Grip6 Churchill Mortgage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 561How Can I Make Money As Fast as Possible so I Can Retire Early? (Hour 3)George Kamel & Ken Coleman answer your questions and discuss: "I'm 25 and live with my parents, what should I do with my money?" "How can I best help my parents with money?" "Should I stay at my part time job if I love it?" "I'm a single mom facing eviction" The practicality of getting solar panels. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 562Following the Baby Steps Will Build Your Wealth (Hour 2)George Kamel & Ken Coleman answer your questions and discuss: Saving up to fix a car while paying off debt, "How much emergency fund do I need?" from the blog: A Quick Guide to Your Emergency Fund Why you shouldn't pause investing to pay off the house from the blog: When You Should Stop Investing What to do with an extra half a million in cash, Buying a house vs. renting. Support Our Sponsor: Christian Healthcare Ministries Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 563Don’t Fall for the Nothing-Down Real Estate Trap! (Hour 1)George Kamel & Ken Coleman answer your questions and discuss: Combining finances in marriage, Why you shouldn't fall for nothing down real estate schemes, How sometimes you have to say no to something good to achieve something great. Support Our Sponsor: NetSuite Zander Insurance PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 564How Much Should I Spend on a Car? (Hour 3)George Kamel & Jade Warshaw answer your questions and discuss: "What should I do after selling my house?" How much to spend on a vehicle, "When should I move out of my parents' house?" What to do with a big insurance settlement, "Should I consolidate my debt?" from the blog: What Is Debt Consolidation? Accepting a lower offer on a home sale. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 565Why Grocery Prices Are Up and What You Can Do About It (Hour 2)George Kamel & Jade Warshaw answer your questions and discuss: Saving for a new roof, How much money to set aside for taxes, How to save money on groceries, from the blog: Why Are Food Prices Going Up? "How can I maximize my wealth with the baby steps?" Support Our Sponsor: PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 566Your Boyfriend Doesn’t Get a Vote! (Hour 1)George Kamel & Jade Warshaw answer your questions and discuss: "My boyfriend wants me to sell my vehicle", American men's obsession with trucks, "How should I split my income between my mortgage and investments?" When it makes things to sell things to get out of debt, Using inheritance money to build the best financial future, from the blog: What to Do With an Inheritance "We're not on the same page about downsizing our vehicles" "How should we adjust our investments after having our first baby?" Support Our Sponsor: Zander Insurance Churchill Mortgage NetSuite Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 567My Dad Wants Me To Get A Prenup! (Hour 3)Dr. John Delony & George Kamel discuss: What to do when family members want you to get a prenup but you don't want to, How investing in Legos and other toys is a horrible way to build wealth, from the blog: Dave's Investing Philosophy How to navigate grief and what's next after the loss of a parent, Why the interest on debt doesn't matter in the Debt Snowball, from the blog: Debt Snowball vs. Debt Avalanche How to pick where to live when commuting to work from the website: Cost Of Living Calculator Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 568What's The Price Of Your Soul? (Hour 2)Dr. John Delony & George Kamel discuss: How to take control of your life and your finances, What to do when gifts from family members come with strings attached, Why sacrificing your lifestyle will accelerate your debt payoff journey, from the blog: Are The Sacrifices Worth Being Debt Free? These People Think So "Which of my debts should I pay off first?" from the blog: What Debt Do You Pay Off First? What to do when you keep getting stuck in the Baby Steps, from the blog: How To Finally Take Control Of Your Finances Why you should never pull from your 401(k) before retirement, from the blog: 4 Life Events You Shouldn't Cash Out Your 401(k) to Fund Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 569Stop Listening To Broke People! (Hour 1)John Delony & George Kamel discuss: How to get out of debt when you feel lost on your current career path, from the blog: How To Pay Off Debt "How do we buy a house without a credit score?" from the blog: Can You Buy A House With No Credit? and Living Without A Credit Score The best way to figure out how to start investing, from the blog: How To Start Investing: A Beginner's Guide The differences between your emergency fund and sinking funds, from the blog: What Is A Sinking Fund and How Do You Create One? Why you should stop investing when you're in debt and have no savings, from the blog: 40 with No Savings? How To Retire A Millionaire Support Our Sponsor: DreamCloud PODS Moving & Storage Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 5705 Things You Need To Know Before Filing Taxes (Hour 3)Jade Warshaw & George Kamel answer your questions and discuss: "Should I keep living with my parents or move out?" 5 things you need to know before filing taxes, from the blog: Tax Season 2023: What You Need to Know (and Looking Ahead to 2024) Selling and building a new home, Saving for fertility treatment, Refinancing a home. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 571I’m Scared To Only Have $1000 for Emergencies (Hour 2)George Kamel & Jade Warshaw answer your questions and discuss: "I'm scared to only have $1000 for an emergency fund" from the blog: Is a $1,000 Emergency Fund Enough? Why you should never pay your girlfriend's student loan, "Should I buy a truck at 19 years old?" "How quickly can I get this debt paid off?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 572Don’t Make These Stupid Mistakes With Money (Hour 1)George Kamel & Jade Warshaw answer your questions and discuss: How much to spend on a new vehicle, "We're having a hard time tracking expenses" from the blog: Baby Step 1: Your Budgeting Guide Keeping two jobs vs. only one job that pays better, "Should I pull from single stocks to pay off debt?" from the blog: Should I Use My Investments to Pay Off Debt? Making stupid mistakes with money, "Should I get a construction loan?" Support Our Sponsor: Christian Healthcare Ministries Zander Insurance PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 573Intentionality Is the Key to Winning With Money (Hour 3)Kristina Ellis & George Kamel answer your questions and discuss: "My wife thinks FPU is a scam", Helping a daughter decide on a career, "Should I roll my loans into a mortgage?" Using savings to pay off debt, What to do after a job loss, Balancing a side-hustle with family time. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 574Should I Still Be Investing While Paying Off Debt? (Hour 2)Kristina Ellis & George Kamel answer your questions and discuss: Getting out of a car lease, from the blog: How Does Leasing a Car Work? Update on Kristina's #NoSpendChallenege, "Should I be investing while paying off debt?" from the blog: When You Should Stop Investing What a "Super Roth" is and whether or not you should do one, How to use an inheritance well. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 575How Do I Start the Baby Steps? (Hour 1)Kristina Ellis & George Kamel answer your questions and discuss: Pulling from mutual funds to pay off debt, from the blog: Should I Use My Investments to Pay Off Debt? "How do I get started on the Baby Steps?" from the blog: How to Win With Money in 7 Baby Steps An update on the Debt Ceiling and Student Loan Forgiveness, "I'm over $100k in debt. should I declare bankruptcy?" "Should I pay for my ex-husband's funeral?" Support Our Sponsor: Churchill Mortgage PODS Moving & Storage Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
- 576Bonus Episode: Are You Ready to Build Wealth in 2023?The economy’s still crazy—and maybe you’re worried last year’s money stress will follow you into 2023. It doesn’t have to! Dave, George and Rachel will unpack how you can still make progress, build wealth, and have peace with your money this year. Yep, even in tough, uncertain times. Get our limited-time offer on Financial Peace University and make 2023 the year you get rid of money stress: (http://bit.ly/3QSiKjV) Watch the full Building Wealth livestream, plus a special panel discussion here: https://www.ramseysolutions.com/wealth Learn more about your ad choices. Visit megaphone.fm/adchoices
Get the Pray app
Keep listening to The Ramsey Show on your phone, and pick up where you left off.
