
About this episode
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Dave Ramsey and Jade Warshaw answer your questions and discuss: "How do I navigate $1.8M in debt with no income?" "My employment is directly tied to my FICO score. How can I pay off debt and keep a good score?" "I'm 51 with no
retirement savings and I am currently carrying my daughter's student loans I cosigned on..." "Is it too late for a 47-year-old man to find financial peace?" "My husband's gambling has us late on our bills. Do I have to go back to work, or can I still be a stay-at-home mom?" "Our advisor is telling us to take out a HELOC on our vacation home to invest and supplement our income" "How can I convince my wife that we don't need to invest while paying off debt?" "How do we navigate family dynamics without seeming like the cheap family?" "How do we wisely manage a $100K gift from my parents?" "I was recently diagnosed with a rare cancer, how do I get my finances in order?" "I'm $400,000 in debt, at what point should I declare bankruptcy?" "We're debt-free, can we afford to buy a business?" "What's the best way to invest our 15 year old son's earnings?" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 💵 Start your free budget today. Download the EveryDollar app! 💗 Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. 📈 Free Tools & Resources to Help You With Investing Connect with our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top Health Insurance Plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Use promo code RAMSEY for 18% off at The Nokbox Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
More from The Ramsey Show
View all- 1Introducing The Ramsey ShowTake control of your life and money once and for all. The Ramsey Show offers up straight talk from Dave Ramsey and his team of co-hosts. Millions listen in as callers from all walks of life learn how to get out of debt and start building for the future. Learn more about your ad choices. Visit megaphone.fm/adchoices
- 2How Ordinary People Build Extraordinary Wealth (Hour 3)Dave Ramsey & George Kamel discuss how anyone can become a millionaire by following the baby steps. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. Visit megaphone.fm/adchoices
- 3I’m Scared To Pause Investing While Paying Off Debt (Hour 2)Dave Ramsey & George Kamel discuss: Buying a family farmhouse, Why you should pause investing to get out of debt, What to do when you have a company car, When spouses disagree on how to care for aging family. Support Our Sponsor: Dreamcloud: https://www.dreamcloudsleep.com/delony Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. Visit megaphone.fm/adchoices
- 4Should We Buy a New Car? (Hour 1)Dave Ramsey & George Kamel discuss: Should you buy a new car? How to handle a debt in collections, Reducing your tax burden. Support Our Sponsor: Zander Insurance: https://bit.ly/2Xbn7hD NetSuite: https://bit.ly/2WBLh5c Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. Visit megaphone.fm/adchoices
- 5It IS Possible To Go to College Debt Free! (Hour 3)Dave Ramsey & Kristina Ellis discuss: What to do if only one of your kids is college-bound, The decoupling of college from reality in our current culture, How to plan for college while your kids are still young. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. Visit megaphone.fm/adchoices
- 6Inflation Sucks but It’s Not Going To Kill You (Hour 2)Dave Ramsey & Kristina Ellis discuss: Inflation has made the economy suck, but you have to control what you can control, Should a married couple move in with their parents? Why it makes sense to pay off your house instead of investing that money. Support Our Sponsor: NetSuite: https://bit.ly/2WBLh5c Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. Visit megaphone.fm/adchoices
- 7What if We Don’t Use Our Kids’ 529 Plan? (Hour 1)Dave Ramsey & Kristina Ellis discuss: Selling investment properties to pay off debt, Why you should do a 529, How to handle debt collectors, How to pick funds for your 401(k). Support Our Sponsor: Christian healthcare Ministries: https://bit.ly/2XBZfE3 Zander Insurance: https://bit.ly/2Xbn7hD Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. Visit megaphone.fm/adchoices
- 8Should We Lease a Horse? (Yes, a Horse) (Hour 3)Ken Coleman & George Kamel discuss: Deciding between two different health insurance plans, Buying a car when starting a new family, The foolishness of waiting for the government to forgive student loans, How compound interest works, Does it ever make sense to lease a horse? (Neigh, it does not) Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. Visit megaphone.fm/adchoices
- 9My In-Laws Want To Buy Us a House (Hour 2)Ken Coleman & George Kamel discuss: Fear about buying a house, How to pay for a master's degree, How to handle money from a settlement, Avoiding student loans, Getting on the right path in college. Support Our Sponsor: Zander Insurance: https://bit.ly/2Xbn7hD Splash Financial: https://bit.ly/2XAdOIf Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. Visit megaphone.fm/adchoices
- 10You Have To Take Responsibility for Your Debt (Hour 1)Ken Coleman & George Kamel discuss: The best way to tackle your student loans, Why even wealthy celebrities (like Jessica Simpson) need a budget like the rest of us, What to do when you're being sued by a credit card company, How to decide whether or not to move. Support Our Sponsor: Churchill Mortgage: https://bit.ly/2JcfkGy Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. Visit megaphone.fm/adchoices
- 11You Can’t Be Dramatic & Win at Investing (Hour 3)Dave Ramsey & George Kamel discuss: How to convince friends and family that they should pay off their house, Why you can't win at investing if you're too dramatic about the market, How to handle a surprise pregnancy financially. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. Visit megaphone.fm/adchoices
- 12“Greedy Rich People”: Ashton Kutcher & Mila Kunis Help Ukrainian Refugees (Hour 2)Dave Ramsey & George Kamel discuss: Ashton Kutcher & Mila Kunis' outrageous generosity, Going out on your own after getting laid off, When it makes sense to move across the country. Support Our Sponsor: Zander Insurance: https://bit.ly/2Xbn7hD Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. Visit megaphone.fm/adchoices
Get the Pray app
Follow Dave Ramsey and keep listening on your phone.